A smartly dressed executive saunters into a New York City bank and requests an immediate loan for $5000. He offers to pay the money back plus interest as soon as he returns from a two week vacation. The bank officer says he’ll need some sort of security. The executive responds: “No problem. Take my Rolls-Royce as collateral. It’s out front.” The officer agrees and has an employee drive the car to the bank’s underground parking lot, and writes out a check for $5000.00.

Two weeks later, the executive returns to pay off the loan. The bank officer reports that the accumulated interest is $15.64 and looks at the executive with a puzzled expression. “I’m curious,” he says. “While you were out of town, I checked your references and discoverd that you’re worth millions. Why would someone like you want to take out a loan for a measly $5,000?”

The executive smiles and replies, “Where else can you park a car for two weeks in this city for $15.64?”